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Basic Facts about Auto Accidents

Vehicle collision, also known as auto accident and car crashes, is one incident that is very common to happen in the United States. This situation happens when there is a collision of a vehicle with an animal, piece of architecture, a pedestrian, a geographical obstruction, and even with another vehicle. In more ways than one, these accidents are the cause of injuries, damages to properties and even death. Commuters has to know these auto accident law to prepare oneself when accident happens involving himself or herself.

As the basic thing you should know is that you are required to have car insurance if you are driving your car on public streets. Be informed that the law is requiring a certain amount of insurance. The liability coverage should at least be carried so that the property of others are covered if they get destroyed during the accident at your fault. It is also advantageous if you also carry more than the liability insurance to protect yourself when you encounter the accident. Note that if you do not have the proper insurance, there are legalities that you will be responsible that can lead you to fines or even jail time based on the accident.

There are several immediate things that you have to do when you encounter an accident. Never leave the scene of the accident without reporting the situation or what happened because that act is a violation of the law and the accident will be a hit and run on your case and this will lead you to more charges filed against you.
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In an accident, even if nobody is injured, it is better to call the police. If somebody is injured, make it a point to call for medical help. If you are physically able, it is wise to get information about the accident. It is good to get the contact information, license information and insurance information of the other driver involved in the accident. It will help to get information about witnesses during the accident, the time, location and the date of the accident.
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Under the auto accident law, one of the most important elements is determining who is at fault of the accident. The cause of the accident is usually addressed to the person at fault because of his or her negligence. In this case, the person who is at fault is the one responsible for all damages occurred. Sometimes, there are cases when the fault in a car accident is shared.

When the damages occurred during accidents cannot be taken care of by the insurance firm, there is a possibility of a car accident lawsuit. If you are the one who sustained the damages, the law allows you to file claims against the responsible party.