Add Peace of Mind to Your Pet’s Health

Your pet decides to chew on plastic and they become ill. You buy a houseplant that your pet eats takes a bite out of. You unknowing discover it is very harmful and have to rush your pet to emergency pet care. Your pet suddenly becomes Superman and leaps to injure their paw. So many different scenarios can occur when rising a pet child and if you are not prepared the expenses associated with veterinary care can add up quickly. That is where pet insurance comes in handy. So, what is pet insurance? Pet insurance helps to cover the total or partial amount of veterinary expenses associated with treating an ill or injured pet. Primarily used to cover animals including dogs, cats, horses, and exotic pets, the pet is looked at as a form of property, with the owner of the property receiving reimbursement after the pet receives care. It is the owners responsibility to submit a claim to the insurance company to receive reimbursement.

After reaching a deductible, which is the amount the pet owner pays out of pocket before the insurance company contributes to expenses, pet owners are typically responsible for a percentage of the veterinary costs, ranging from 70-100% or when they can pay off a benefit schedule. Insurance policies and veterinary payment policies can vary as well with some veterinarian offices allowing pet owners to submit insurance claims first before paying out of pocket initially for expenses while some insurance companies pay the veterinarian directly. Additionally, there are two categories associated with pet insurance; non-lifetime and lifetime. Non-lifetime insurance covers most conditions a pet may encounter, but once renewal becomes available any claimed conditions will not be eligible for coverage. With the claimed condition arises in the renewal year the pet owner will be responsible for costs. Lifetime insurance covers a pet’s conditions throughout their lifetime and once renewed the following year the same coverage applies without exceptions. Although lifetime insurance has inclusive coverage various policies do have their own limitations, so it is suggested to consult with an expert pet insurance provider to guarantee the best pet insurance for dogs, cats, and other pet children alike.

When applying to insurance, it should also be noted that limitations do exist for pets that have pre-existing conditions. Overall, with the wide variety of pet insurance companies that are more readily available pet insurance offers pet owners the ability to customize coverage according to their pet’s health needs and budget with deductibles and co-insurance pricing being negotiable. To get the most out of this pet policy, pet owners are encouraged to do their own research regarding what is covered and what is not covered. Important questions to consider include if co-pays are required, do you have a choice of the hospitals or offices, are prescription drugs covered, what percentage of the bill will be the owner’s responsibility, etc. With the right research and policy selection pet insurance is a great way to offer pet owner’s added peace …

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3 Things to Consider When Feeding Your Horse

In many respects, caring for a horse can be a fulltime job. Not only do have a substantially longer lifespan than many other animals, they also require a great deal more attention. This is particularly apparent when it comes to feeding practices. Whereas most other animals can simply be given their food for the day and left alone, horses need more attention paid to their dietary needs. Taking the time to arm yourself with the proper knowledge can prove tremendously helpful in keeping your horse well-fed. As such, new horse owners would be wise to consider the following factors when feeding their animals.
1. Horses are Natural Grazers
By nature, horses are grazing animals. This means they’re liable to become bored, restless and hungry if they don’t have grass and/or hay to graze on throughout the day. If your horse is left in a pasture and has ready access to high-quality grasses, it isn’t going to need much hay. Conversely, if your horse spends most of its time in a grassless area, it will need access to a steady amount of hay. Furthermore, if your pastures dry up and die during the winter months, you’ll need to provide your horse with enough hay to account for the lack of grass. Since good feeding practices are every bit as important as comprehensive horse insurance, don’t skimp on the grazing materials.
2. Administer Grain in Several Servings
When administering your horse’s daily grain, avoid dishing it all out at once. In addition to being bad for the animal’s digestion, eating its main meal in one sitting promotes hunger and boredom in horses. For best results, split your horse’s daily grain into two or three servings.
3. Adhere to a Set Schedule
Horses are creatures of habit. With this in mind, it’s in your best interest to set a feeding schedule and stick to it. Not only will this prevent your horse from feeling wayward and anxious, it will promote healthy digestion – which is vital to keeping horses in peak physical condition.
Taking care of a horse is a far cry from owning dog, cat or any other traditional pet – and never is this more apparent than feeding time. Fortunately, providing your horse with the proper sustenance doesn’t have to be an arduous chore. Familiarizing yourself with the best feeding practices for horses is sure to serve you well in your efforts to provide your animal with a healthy diet.…

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What You Require To Know About DIY Shed Constructing And Design and style

Join today and you can very easily save your favourite articles, join in the conversation and comment, plus pick which news your want direct to your inbox. The pool house deck, which will be utilised for lounging, sunbathing, and dining, is likely to get more use than the pool! We discovered that although a large pool is good, a smaller pool works just as effectively, if not greater, and expenses a lot significantly less. Right after that the maintenance is performed, each and every day, each and every month and regularly, depending on the demands and the mode of therapy. Retail pool retailers are a beneficial resource for chemical compounds, gear, and supplies for a property pool. The deepest portion of the pool need to be in the middle of the pool if it is to be used for diving as this is exactly where you’ll land when coming off the diving board! So why do not we take a look at the pictures of this 19 Modest Swimming Pool Tips under.

Earthworms, frogs, and even mice (ugh!) fall in. It needs to be cleaned frequently, often with a extension de maison net and a vacuum. If you believe about this, because this is not a dig and drop-in sort of pool, you can see how this pool building will be considerably more elaborate for a gunite or vinyl pool, when compared against the pool building of a fiberglass pool. Otherwise, you will wonder why you are spending the funds on a pool each and every month and by no means using it (so several individuals just watch TeeVee these days, alternatively). In most policies and companies that we’ve observed, home owners insurance coverage covers the price to replace external structures up to 10% of the overall policy replacement expense worth. It prevents the development of algae, which in its side leads to greening of water and creates a thin layer on the gear in the pool.

In farm country, we tend to see pools away from the agrandissement maison bois, abandoned and desolate, representing tens of thousands of dollars in expense, and never ever utilised, due to the fact they had been in no way planned properly. If your preferred bush stands in the way of your access to your pool you may want to contemplate the price of removal and replacement as opposed to the added expense of your pool removal. The backyard is the ideal choice simply because a pool is also a nice landscaping need to also feel about other issues like when you dig the pool. Positioned proper, swimming pools can incorporate tremendous prosperity luck to a residence!

Yet another advantage of removing the entire pool is that with no concrete burried in the pool it leaves less room for error in the backfill approach. CONS: Swimming pools can be dangerous around young children and these who do not know how to swim. Now, more and a lot more home builders are opting to …

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Does a Hermit Crab Really Make a Good Pet – The Pros and Cons

Hermit crab pets are thought of as being exotic. By exotic we usually mean rare and not easy to find but the fact is that though few people keep them as pets, they are available in large numbers. These crabs belong to the family of 'Paguroidea' and are are omnivorous or herbivorous which means they will eat anything. There are also land and aquatic species. The aquatic ones are good if you have a fish aquarium as they are useful as scavengers for algae and debris. The land crabs are the ones normally kept as pets. Before you decide to get a hermit crab as a pet you need to learn all about them. Below you'll find some information on the pros and cons of owning this interesting animal that will help you get started.


A pet hermit crab requires very little maintenance. This means the owner does not need to be constantly feeding or caring for them like other pets. It's very cheap to keep them as they do not eat much and need little in the way of shelter.

A small fish tank will work perfect for your pet hermit crab. Make sure it has enough sand for them to burrow in to molt and a variety of larger shells than the one they live in.

They do not take up much space or require a certain type of area.

I've never heard of a pet hermit crab eating someone's slipper.

They do not make any kind of sounds.

You do not have to get up in the middle of the night to let them out.

These pets are very inexpensive. You can buy a complete crab set up with 2 crabs, cage, sand, shells, food & water dishes, climbing tree etc. for $ 30.

They are great pets for kids to help teach them responsibility. If they forget to care for them, like kids have a habit of doing, its no big deal for a parent to do it.

Pet hermit crabs can be accommodated in your busy lifestyle. A couple of minutes a day will take care of most of their needs. Their cage will only need a complete cleaning once a month.


Hermit crab pets are not interactive. There is a lack of 'bonding' as compared to other pets. It's like having fish in that you will not be able to do much except watch them. although they will crawl around on your hand.

They will need a good substrate so they can dig down in it to molt. Moist sand is fine but gravel is not so good as they can not burrow in it very easily.

Although many of the hermit crab species die in a short time there are exceptions. For instance, some species can live up to 23 years if properly maintained and its been reported that some have lived more than 32 years.

Although they are pretty low maintenance, their homes do need regular cleaning or they can …

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How to Make Your Own Dog Treats

We all love to spoil our dogs, but buying them treats at the local pet store can get expensive. Why not save money and make your own? There are many recipes available, and you can customize the treats with various shapes, sizes and flavors. It is possible to select special recipes for dogs with allergies or low-calorie ones for those that are overweight. You can even make healthy organic treats.

Why make dog treats?
Making dog treats can be a fun hobby for children. Baking dog treats can be educational, as children learn about math and measurements. In addition, it gets them involved in caring for their dog. Let them help choose ingredients and cookie shapes.

Homemade dog treats can be a great gift idea for the dog lover in your life, whether it be a family member, friend, neighbor or veterinarian.

For those who love to bake, making dog treats can be a lucrative business, especially since there are more than 77 million registered dogs in the United States. Many dog ​​owners will pay for someone to make unique treats based on their dogs' dietary restrictions and food allergies. There are dog-friendly icings you can add to make the dog treats even more appealing. You can work out of your home or open a store where you can show off your delicious creations. There are many requirements for starting a business, so be sure to spend time researching what licenses and insurances are needed.

Ingredients to use
The sky is the limit when it comes to making your own dog treats. Although all-purpose white flour is the most common type of flour, you can useuse rice, wheat and barley flour. You can also use various types of meats, including chicken, turkey, beef, salmon, venison and liver. Fruits and vegetables such as berries, apples, pumpkin, green beans and carrots can be used. Peanut butter is a beloved food by many dogs, so be sure to make some treats that include this tasty snack.

Tips for successful dog treat creation

  • Make the treats in sizes that are suitable for your dog. For example, a Chihuahua will need smaller-sized treats than a Labrador retriever.
  • You can buy cookie cutters in various themes. However, if you wish to save money, you can use items around the home to cut the dough, such as a biscuit cutter, end of a glass or other round-shaped item.
  • Although you control how much of a certain ingredient to add, try to follow the same health rules you would set for yourself. This means avoid adding too much salt or sugar. Use organic and all-natural ingredients if possible. It is also important to watch out for foods that are poisonous to dogs, such as raisins, chocolate, garlic and onions.

Chicken jerky
Dog love jerky. If you have a food dehydrator, you can make some of these tasty snacks right in your own home. They are easy to make and require just a few ingredients.

1 ½ pounds …

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Cute, Funny and Unique Cat Names

Have you recently brought home a brand new kitty? Congrats! Then, to kick off the excitement, the time has come to pick out the best name for your furry little kitten.

Naming a pet cat Muffin or Max is really dated! Keep in mind that your cat is a living breathing individual. Why not select a name that could capture your kitten's disposition or appearance?

The following are some recommendations in choosing cat names.

Opt for a name that you can shout from the front porch. If it is easy to shout and easy to say, it would be a lot easier for your cat to recognize and get accustomed to the name. Research demonstrates that cats answer best to names that are 1 to 2 syllables.

Pick out a name that can grow with your cat. For instance, if you name your cat "Fluffy", it could no longer be a proper description once the cat is an adult.

Begin to observe your kitten's unique personality. Each and every cat is unique and your cat's specific habits will help you to uncover the best name. Good examples are "Cuddles" and "Bouncy". Attempt to capture your cats unique personality with a name.

Following are the most funny, unique and cute cat names we've discovered.

Cute Cat Names

Cat lovers are aware that there is absolutely nothing cuter than a cat, specifically a kitty! Although they do not realize it, our cats pluck at our heart strings and touch us with their lovable purring and playfulness. Have fun with this list of our favorite cute cat names.

Nibbles – so long as they're not nibbling on you

Buttercup – why do you build me up?

Chipmunk – nearly as cute as a kitten

Tinkerbell – not tinkle, tinker

Cuddles – not for the cat that hides under the couch

Snuggles – Cuddles' pal

Munchkin – enough said

Pumpkin – for the orange cat

Cutie Patootey – in case you are among those who carry your cat around everywhere

Twinkle Toes – for the most elegant

Hopper – depending on how your cat gets around

Cupcake – so cute you could eat 'em up

Lollipop – so cute you could … lick 'em? That'd be a hairball for you.

Skittles – because cats are simply so sweet!

Prince / Princess – precisely how they need to be taken care of

Button – as cute as a button

Bug's Ear – as cute as a bug's ear

Jujube – simply sounds cute

Love Bug – you can slug your buddies whenever your cat passes by

Panda Bear – what's cuter than a panda? Just a cat.

Oliver – did you watch "Oliver and Company"?

Tom – Jerry stole the spotlight

Daisy – for a female cat

Simba – for a male cat

Cutesy Poo – should you wish to go over the top!

Funny Cat Names

The online world was seemingly made to share humorous images of cats. Despite the fact that cats are …

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Are Pet Conflicts Putting Strain on Your Relationship?

Much like children, having pets brings a lot of joy into a household. Unfortunately, also like having children, pets can introduce new elements of stress. And when pet-related conflicts escalate, it can wreak havoc on your relationship.

One scenario is that a couple enters into a relationship (as many do) with "pre-existing" pets. When you meet someone you want to be with, it's great if you adore their pet (s), too-but that's not always the case. Let's say Sarah, whose beloved cat she's had since childhood, meets Joe, who has a dog he adopted a couple of years ago after he found it roaming the neighborhood, flea-ridden with no owners to be found.

Visiting each other's apartments, they notice small things about each other's pets that seem a little unnerving. Sarah's aged cat is incontinent and does not always make it to the litter box. Meanwhile, Joe's dog keeps chewing up Sarah's shoes when she visits.

In the intense early stages of a relationship, these may seem like little things. Although he's not a cat person anyway, Joe thinks it's endearing that Sarah is so attached to her childhood kitty. Sarah laughs that she never liked those shoes to begin with so maybe the dog did her a favor.

You can see where this is headed. If Sarah and Joe enter into a serious relationship or even get married, those pets come with the package. And as Sarah loses her fourth pair of shoes to Joe's dog and Joe finds the cat has missed the litter box for the umpteenth time … well, it's not so endearing or funny anymore. And as with any tension in a relationship, you're going to have to find a way to address each other's concerns with respect, honesty and compromise.

Even when a couple makes a joint decision to adopt a new pet, problems can arise if they have different expectations about how to divvy up the caretaking responsibilities, deal with problem behaviors, or even how much money to spend on the pet's care.

Common pet disputes couples report include:

  • Who should walk the dog, empty the cat's litter box, etc.
  • Whether or not the pet should be allowed on the bed / sofa
  • What to do with the pet when you travel
  • What to do when a pet is destroying your furniture or other belongings
  • Jealousy over how much time / interest one partner pays to the pet

I can not stress enough the importance of taking time-well before you go to check out the cute puppies and kitties at the local animal shelter-to talk through each person's expectations about pet ownership. These conversations might not be as fun as gazing together at the doggie in the window, but establishing some ground rules and anticipating potentially difficult scenarios will pay off tenfold down the road.

Other issues, like jealousy over the pet, can be far more serious. Say Emily and Jack have a golden retriever they both love, but Emily begins to feel …

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Distant Healing Is An Effective Alternative Therapy

To understand why distance energy healing is an effective and complementary therapy it is helpful to have background information about human evolution and the physics of the world we live in. This article is long, so if you are not interested in the physics of healing you can skip ahead to another section of interest.

Universal Life Cycle

In late 2011, a trio of scientists discovered that since the big bang happened, the universe is expanding at an increasing pace, not decreasing like previously thought! As long as the expansion is increasing in speed, all life encompassed by the universe is subject to a 'growing force'. When expansion stops, the big life cycle of this universe will be mature, reproduction of the universe will occur and after this, the universe will start to break down and collapse back upon itself in the dying process. This life cycle of birth, growing, maturity, reproduction, decline and death is seen in every life form on earth. Increasing pace means all objects are vibrating faster and are subject to increased vibration each year. This is seen in our sun, which grows hotter and puts out more energy each year. We all know that without the sun nothing would grow, which includes us as we are growing too. When we look at earth's fossil record, we see that life has been subject to this growing force for millions of years and there have been many growth cycles and metamorphosis of new species over time.

The Growing Force

The growing force is something scientists can not yet categorize, but it is likely equivalent to the large invisible portion of the universe known as dark energy, which makes up seventy percent of the universe. Only five percent of the universe is visible with objects such as the earth, stars down to atomic level and the other twenty-five percent of the universe is composed of dark matter. I feel dark energy contains the growing force like invisible light and is the source of the conscious intelligence that is present in all living forms. It can not be seen because it has no form, as it is pure energy. I liken it to the energy of our creator.

An interesting fact of physics is "objects gain mass by moving through space". This means the growing force is causing all objects to gain mass, which includes us. From Einstein's famous equation of E = mc², energy is equal to mass times the speed of light squared. As objects gain mass their energy increases and they vibrate faster. If you already understand you are eternal and can not be destroyed, this means your vibration and mass are increasing with each successive lifetime you have experienced, because we move through space while living in a physical body.

Our Physical Reality

Physical life is not what it appears on the surface. The reality is all objects we can see and feel are mostly composed of space. From Nova's Fabric of the Cosmos Series …

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How to Keep Your Small Pet Warm in Winter

Keeping warm in the winter is essential for all animals and your small rodents / cavies are no exception.

Below are some tips to keep your pets healthy in cold weather.

Rodents (rats, hamsters, gerbils)

The first most cost effective way of keeping your rodents warm is to add extra bedding to their home. The bedding will need to be highly absorbent and changed regularly to ensure that your pets do not become ill from cold / wet bedding. The deeper the bedding, the better it will be as your furry friends can burrow in it when cold. It is also worth adding extra soft nesting material for your pet. You can also cut up strips of kitchen roll that they can use to nest in.

There are now a great range of hidey houses, hammocks and snuggle caves that can be bought from large retailers and independent craftspeople. These are often made from fleece and other soft, warm materials. These are great for your pet to sit in when cold or when sleeping.

To add more extra heat, you can purchase microwavable heatpads if it is particularly cold and you can even purchase some hidey houses with heatpads already installed.

Warm foods are a good way of keeping your pets cosy in winter. Rodents (particularly rats) will enjoy soups, mashed potato and cooked vegetables on a cold day.

Blankets and towels can also be added to your rodent's home for extra warmth but make sure they are changed regularly to avoid dampness and smells.

Please note that you have to be especially careful to keep syrian hamsters warm as they can go into hibernation if too cold and unlike wild animals their bodies are not equipped to cope with this. You do really need to keep an eye on the temperature in this case.

Rabbits and guinea pigs

Rabbits and guinea pigs are often kept outside and because of this it is especially important to be prepared for winter.

If your rabbits or guinea pigs are kept outside, you may consider bringing them inside. You may be able to bring them into your home itself or a shed / garage. If you bring your pet's hutch / home into a garage, please ensure that it is unused as the fumes from cars would be very dangerous for your pet.

If you can not bring your pets inside, at the very least you should make sure that the hutch is well sheltered and appropriately insulated. Rabbit hutches can be covered with blankets, duvets and then tarpaulin to make sure it is waterproof. Alternatively, specially made hutch covers can be purchased from pet stores. The hutch should then be placed in a sheltered area so that it is protected from the wind.

Extra bedding is very important when it becomes cold and it must be changed regularly so it stays warm and dry. Nesting boxes and cosy hideouts can be added to the hutch also. You can also purchase fleece cage …

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Are Psychic Medium Abilities Real – A Husband Speaks

Psychic mediums are very popular these days with many television shows from celebrities like John Edwards, Lisa William, Chip Coffey and more. Because of this a lot of people are asking "Is it real?" Well let me say Yes and No. Just like any profession, there are people who make a bad name for everyone else. Mechanics for example. There are great, honest mechanics and then there are those who are not. I have seen scam artists who do a reading for a few dollars and then say that the client has some bad energy around them and for x amount per session they can get rid of it. Funny thing about it though is every client they see has the same problem. Then there are the real ones, the ones with integrity that really want to help people. The ones that defy scientific explanation.

I happen to be married to a Psychic Medium. That may sound scary to some, but it is in fact quite interesting and peaceful. As my wife says, "Showing someone that their loved ones are still very much alive and still very much interested and involved in the lives of those still on earth is the greatest thing I can give. Helping people see that the soul lives on brings them a sense of peace that is unsurpassed, and that is the best reward I could have. " It is true, it does give you a peace that is hard to explain. Now, being married to a psychic, I have somewhat of a unique perspective. I am a very scientific minded person. One of those who wants to be able to explain things scientifically. I read science magazines and enjoy quantum physics discussions. So by now you are probably wondering what my inside look has revealed.

What I have discovered is yes, there are psychic mediums that do have real abilities to communicate with those that have departed and here is why I believe that. OK, yes I am married to a psychic medium, but that's not my reason.

Reason # 1: When my wife does a reading, she amazes people by saying very specific things about departed loved ones that she has never met and knows nothing about. She does this without getting any information from the person she is reading for. I am not talking about general stuff like "Your mother loves you." I mean she will give names, descriptions and other very detailed information about the spirit she communicates with. Now that alone is amazing, but the skeptic would say that at best she is reading the client's mind. Here is how I know she is not.

Reason # 2: I will do psychic exercises with my wife where I will write the name of a famous person who is no longer living on a piece of paper and fold it up tightly. She at no time sees what name I have written on the paper. I give her the paper and …

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